Frederick County Bank

30 West Patrick Street
Frederick, MD 21701
(301) 620-1400

Investor Relations

Frederick County Bancorp, Inc. is a one-bank holding company organized under the laws of the State of Maryland and is headquartered in Frederick, Maryland. Frederick County Bank is an independent community bank chartered under the laws of the State of Maryland. The deposits of the Bank are insured by the FDIC. Frederick County Bancorp, Inc. trades on the NASDAQ OTC Market under the symbol "FCBI."

For additional stock information, please contact:

Lisa Hamilton, Shareholder Relations
Frederick County Bank
P.O. Box 1100
Frederick, MD 21702-0100
(240) 529-1501
lhamilton@fcbmd.com

Registrar & Transfer Company
10 Commerce Drive
Cranford, NJ 07016
(800) 368-5948
www.rtco.com

Market Makers

Koonce Securities, Inc.
6550 Rock Spring Drive, Ste. 600
Bethesda, MD 20817
(800) 368-2806
www.koonce.net

Ferris, Baker Watts Inc.
100 Light Street
Baltimore, Maryland 21202
(800) 436-2000
www.fbw.com

Securities and Exchange Commission Filings (Ownership Forms)

Other Securities and Exchange Commission Filings

FCB Online Banking
and Bill Pay
Log In

Business Online Banking and Bill Pay
Log-In

CD & Loan
Interest Rates

Stock Market
Information

Reorder Checks

**************************************************************************************
Customer Service - (301) 620 - 1400

**************************************************************************************

ANTIETAM BRANCH OFFICE 6198 Thomas Johnson Drive Frederick, MD 21702 ((240) 379-7677	CRESTWOOD BRANCH OFFICE 6910 Crestwood Boulevard Frederick, MD 21703 (240) 529-1548
PATRICK CENTER BRANCH OFFICE 30 West Patrick Street Frederick, MD 21701 (240) 379-7671	WALKERSVILLE BRANCH OFFICE 200 Commerce Drive Walkersville, MD 21793 (240) 529-1524