Go Green Plus Account --- NEW!
Created for customers who want to reduce their carbon footprint and eliminate paper statements that need to be stored or shredded, FCB’s Go Green Plus Account* is a high yield personal checking account offering a competitive return. With no minimum balance requirement or monthly maintenance fees, the GGP Account gives customers the opportunity to earn more “green” just by banking electronically. Additional benefits include unlimited check writing, Free electronic statement delivery, Free Online Banking and Bill Pay, and a Free VISA® Debit Card with surcharge-free ATM access at over 65 ATMs in Frederick County and 50,000 nationwide.
*Available to consumers and sole proprietors only. Monthly account requirements apply. Please refer to the FCB personal Fee Schedule for more information.
Results for the Third Quarter 2010
October 25, 2010, Frederick, MD – Frederick County Bancorp, Inc. announced today...more
As of June 30, 2010, Frederick County Bank maintains a solid Four Star rating from Bankrate.com and the top Five Star rating from Bauer Financial, Inc.
Frederick County Bank has elected to continue participating in the FDIC's temporary Transaction Account Guarantee Program. Under that program, effective July 1 through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount of the account. Unlimited insurance coverage also includes low-interest NOW accounts (earning 0.25% interest or less). Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.
NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS
All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.
The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, money-market deposit accounts, and Interest on Lawyers Trust Accounts (“IOLTAs”).
Electronic Deposit Insurance Estimator (EDIE): To learn more about deposit insurance provided by the Federal Deposit Insurance Corporation (FDIC) and to calculate the insurance coverage on your accounts,
click here.
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WEB WARNING
Frederick County Bank will never send an email requesting that you verify personal information. If you receive such an email from any bank, delete it immediately. Never click on a link in a suspect email as it may take you to a website that looks valid but which is actually a counterfeit site. Such "phishing" websites can be used to gain access to your IDs, passwords and other confidential account information.
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